About us | Indus Mortgages

At Indus Mortgages, we're more than just financial advisors – we're your partners in achieving your property and financial goals. Our team brings a unique blend of professional expertise and personal experience to every client interaction:

Diverse Expertise: With backgrounds in accounting, tax, network engineering, and property investment, we offer comprehensive financial solutions tailored to your specific needs.
First-Hand Experience: As professionals who've built successful careers and investment portfolios in New Zealand, we understand the challenges and opportunities you face in the local market..
Client-Centric Approach: We prioritise your needs, leveraging our extensive experience in mortgages, insurance, and property development to navigate complex financial landscapes.
Community-Focused: Our team is actively engaged in the community, bringing a personal touch and local insight to our services.
Balanced Perspective: We're not just about numbers – we're real people with diverse interests like motorbiking, photography, and travel, allowing us to relate to you on a personal level.

Whether you're a first-home buyer, looking to expand your investment portfolio, or seeking to optimise your finances, Indus Mortgages offers the perfect blend of professional knowledge and personal understanding.

Let us guide you through your financial journey with the care, expertise, and personalised attention you deserve.

With over 13 years in finance and a background in accounting and tax, Biju offers extensive knowledge to Indus Mortgages in New Zealand and Australia. His transition from running a successful accounting firm to specializing in mortgages reflects the goals of many clients. Biju's expertise includes bookkeeping, tax planning, and investment property management, enabling him to provide comprehensive financial solutions. His hands-on experience in mortgages and property development gives him unique insights into the home purchasing and investment landscape.

Since relocating to New Zealand in 2003, Biju has developed a successful residential property portfolio while remaining engaged in the Australian market. This dual experience allows him to help clients improve their financial wellbeing through effective investment strategies. His cross-border knowledge is especially beneficial for those looking to diversify their investments or navigate property ownership complexities in both nations.

Outside of work, Biju enjoys motorbiking, IT, photography, and hiking—hobbies that keep him connected to the lifestyles of his clients.

Soumya's journey from network engineering to accounting, culminating in a Postgraduate Diploma in Accounting from MIT, exemplifies the adaptability and determination we value at Indus Mortgages.

With over a decade of experience in a New Zealand accounting firm, Soumya specialises in supporting first-home buyers and families. Her personal experience navigating the home-buying process in New Zealand allows her to offer empathetic, informed guidance to clients facing similar challenges.

As a mother of two and a successful businesswoman, Soumya brings a balanced perspective to financial planning, understanding the needs of families and professionals alike. Her community engagement and love for exploring new cultures through travel enrich her ability to connect with clients from all walks of life.

Meet Mathew, our new team member training to become a qualified financial advisor. Mathew's background includes work in several different fields, showing his ability to adapt and learn – qualities we value highly. He's also led winning sports teams, which has taught him how to guide people towards shared goals.

Mathew understands the challenges of changing careers and managing personal finances. This helps him relate to clients who are going through similar experiences. He can offer advice that takes into account both career ambitions and family needs.

Active in his local community, Mathew enjoys meeting people from all sorts of backgrounds. This helps him connect easily with different clients. We believe that having team members like Mathew, with varied life experiences and a friendly approach, makes us well-suited to help you with your financial planning.

If you're ready to start working on your financial goals, get in touch with Mathew. He's committed to learning and using his growing knowledge to help you, always with honesty and care.

Many people wonder why they should use a mortgage broker instead of handling it themselves. The answer is straightforward.

Mortgage brokers have access to a range of mortgage products that may not be available directly to borrowers, especially for those facing challenges like bad credit or lack of income verification—common issues for self-employed individuals. These specialised options, often referred to as Low Doc or Designer Mortgages, can provide competitive rates comparable to those from banks.

Even for those with bad credit or insufficient proof of income, we can help arrange mortgages, *albeit at a higher cost and potentially requiring a larger deposit or equity. Our focus is to guide clients toward securing a traditional bank mortgage as swiftly as possible.

For those who qualify for a NZ home loan, navigating the options can still be daunting. Which lender offers the best rates? Who provides the most enticing incentives? And, crucially, who delivers the best service? That's where Indus Mortgages come in—ensuring you receive tailored advice and support every step of the way.

Why Indus Mortgages? Because We Understand Your Journey

Why Indus Mortgages? Because We Understand Your Journey

At Indus Mortgages, we're more than just financial advisors – we're your partners in achieving your property and financial goals. Our team brings a unique blend of professional expertise and personal experience to every client interaction:

Start Your Homeownership and Business Journey Today—Have Questions?

We’ll find the best mortgage for you from all major banks & lenders

Auckland, NZ

0800 744 844

hello@indusmortgages.co.nz

Subscribe to our newsletter