Maximise Your *Savings with Indus Mortgages

When refinancing, it’s essential to evaluate the costs against the potential benefits to ensure that the savings justify the expenses. Here are some common costs you may encounter:

• Early Repayment Cost: If you pay off your current loan early, your bank may charge a break fee.
• Discharge Fee: Many banks charge a fee to handle the paperwork involved in discharging your existing mortgage and transferring it to a new lender.
• Legal Costs: Refinancing requires signing new loan documents, which typically involves solicitor fees for their services.
• Valuation Costs: While many banks conduct electronic property valuations, some may require a physical valuation performed by a registered valuer.

Be sure to check if your new bank offers contributions to cover these costs, as many do to make switching more affordable.

We’ll help you evaluate your current situation to determine if refinancing is the best option.

Our team will guide you through the approval process, making it as straightforward as possible.

We’ll assess your unique circumstances to recommend the most suitable loan options for you.

We’ll break down all potential expenses involved in refinancing, helping you make an informed decision.